Solar Financing Options
Going solar doesn't require a big upfront investment. We offer two paths: a $0-down PPA or a cash purchase. We don't push loans, and we don't offer them.
See Your OptionsFind the Right Fit for Your Budget
$0-Down PPA
- $0 upfront, no equipment to buy
- Fixed monthly rate designed to beat your utility
- System owner handles installation, monitoring, and any repairs
- Typically backed by a 25-year, 90% production guarantee
About 95% of our customers go this route. A third-party owner (such as Lightreach) owns and maintains the system. You pay a predictable monthly rate for the power it produces.
Cash Purchase
- You own the system outright
- No monthly payment to a third party
- PA and OH cash buyers earn SREC income
- Can claim any state-level incentives that pass through to the owner
- Adds value to your home
About 5% of our customers pay cash. It's a different path with different tradeoffs. Neither PPA nor cash is automatically better. It depends on your goals.
How Solar Financing Works
From your first call to flipping the switch, we keep the process clear and straightforward.
Free Consultation
We review your energy usage, design a system, and walk you through your two options: PPA or cash purchase.
Choose Your Path
Pick the path that fits your budget and goals. We explain what each one means for your monthly bill and long-term costs.
Quick Approval
For PPA, our financing partners run a credit check during your consultation. Approval is instant.
Project Kicks Off
After approval (or signing your cash agreement), we handle permitting, utility coordination, and system blueprints for your solar project. This process typically takes 30–120 days depending on your local jurisdiction, and installation is scheduled once everything is cleared. Before you know it, you'll be generating your own power and saving on your energy bills.
No Surprises, Just Clarity
See What Works for Your Home
Get a free quote that lays out your PPA and cash options side by side. No obligation.